LIFE WELL PLANNED.®
Get to Know Coastal Bay Wealth Management
Your future is our mission
Putting your needs first is our focus
The Four Cornerstones of Wealth Management
You have worked hard to build your wealth. As your success continues, the need to navigate past obstacles, prepare for major financial milestones and each moment in between is critical.
The Value of Coastal Bay Wealth utilizing our time-tested process and the great resources of Raymond James, enables us to help you live a LIFE WELL PLANNED.® Our focus is growing and preserving your wealth to enhance your life – to allow more time for the people, causes, and activities that make life worth living.
Investments
Driven by your goals, we will create a custom solution that with continued review and rebalancing as needed to keep you on track.
LEGACY & ESTATE PLANNING
In coordination with your CPA’s and Attorneys’, we will work with you to ensure your wealth transition strategies reflect your long term wishes to leave a meaningful impact.
ASSET
PROTECTION
An in-depth insurance review to identify appropriate coverage levels including property & casualty, auto, life, long term care, disability, etc.
LIABILITY MANAGEMENT
We take a proactive approach to understand both sides of your balance sheet and provide solutions to better manage debts.
INVESTMENTS
Goals-based strategies, custom portfolio analysis, asset allocation, investment selection, rebalancing.
ASSET PROTECTION
Long term care and income planning.
LIABILITY MANAGEMENT
We will review both sides of your balance sheet in our approach to your financial picture.
LEGACY & ESTATE PLANNING
Wealth transition strategies.
Working with a CERTIFIED FINANCIAL PLANNER™
The qualification process is an array of advice and skill-based approaches that distinguishes CERTIFIED FINANCIAL PLANNER™ (CFP® ) practitioners from other professional advisors, who typically focus on only one area of a client’s financial life.
Certified Financial Planner Board of Standards, Inc owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ , CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Wealth Management Services
Every sustainable structure has to have a strong foundation. First, we’ll focus on the four cornerstones of your wealth. From this foundation, we’ll connect everything else to keep you on track toward your financial goals.
Financial Discovery
Plan Development
Wealth & Investment Management
Debt Management
Retirement Plans & Company Benefits
Income Planning
Insurance Solutions
Legacy & Philanthropic Planning
Advanced Planning
Coordination with CPA & Attorney
Our Process
We start by listening and connecting with you. Then we help you achieve clarity, and confidence through our structured multi step process. As our relationship develops, we address your personal cornerstones and analyze each of the critical wealth management concepts to help uncover any financial blind spots.
1. Connection
Connecting with you and your family to discover what’s important to you is important to us. Our first meeting together is simply an opportunity to get to know each other. What are you after in life? What’s important to you?
2. Clarity
We will work together to determine where you are today with a full analysis. This will help you define your vision of a life well planned. Then we will help you chart your course to accomplish the future you dream of.
3. Confidence
Our team will work closely with you so you can be confident that you always know where you stand with ongoing communication, progress reports, personalized meetings, educational client events and entertainment.
Our Team
The Coastal Bay Wealth Management Team has several decades of combined experience in financial services. Additionally, the team is comprised of selfless individuals who care deeply about serving their community, participating in a number of volunteer and civic organizations.
Michael J. Cox, CFP®
CERTIFIED FINANCIAL PLANNER™, RJFS
President, Coastal Bay Wealth
Nicholas A. Manns
Financial Advisor, RJFS
Vice President, Coastal Bay Wealth
Nick Bogdan
Financial Advisor, RJFS
Jana Paulk
Client Service Associate, RJFS
Chief “Carter” Cox
FUR-nancial Advisor
Chief Operating
PAW-fficer